Acceptance of Terms
By accessing and using the ShopSense USA website and services ("Service"), you accept and agree to be bound by the terms and provision of this agreement ("Terms of Service"). If you do not agree to abide by the above, please do not use this service. These Terms of Service constitute a legally binding agreement between you and ShopSense USA.
Description of Service
ShopSense USA provides educational content and resources to help adults 45+ navigate US online marketplaces safely and confidently. Our comprehensive services include:
- Educational Guides: Step-by-step tutorials covering various aspects of online shopping, from account creation to secure checkout processes.
- Safety Resources: Comprehensive checklists, tips, and best practices to protect users from online scams and fraudulent activities.
- Marketplace Information: Detailed comparisons and reviews of major US online marketplaces, including their policies, fees, and user experiences.
- Consumer Protection Resources: Information about user rights, dispute resolution processes, and regulatory protections available to online shoppers.
- Premium Educational Materials: Advanced guides, video tutorials, and personalized learning paths available through our subscription service.
- Live Workshops: Interactive group sessions led by our experts, covering specific topics and providing real-time Q&A opportunities.
- Community Support: Access to our user community where members can share experiences and seek advice from peers.
- Affiliate Recommendations: Curated recommendations for products and services from vetted retailers, with full disclosure of our affiliate relationships.
User Eligibility and Registration
Our services are primarily designed for adults aged 45 and older. By using our services, you represent and warrant that:
- You are at least 18 years of age and have the legal capacity to enter into this agreement
- You will provide accurate, current, and complete information during registration
- You will maintain the accuracy of your account information
- You are responsible for maintaining the confidentiality of your account credentials
- You will notify us immediately of any unauthorized use of your account
User Responsibilities and Conduct
As a user of our services, you agree to:
- Lawful Use: Use our services only for lawful purposes and in accordance with these Terms of Service and all applicable laws and regulations.
- Accurate Information: Provide truthful and accurate information when contacting us, creating accounts, or participating in our services.
- Personal Use: Use our educational content for personal, non-commercial purposes only, unless specifically authorized otherwise.
- Intellectual Property Respect: Not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.
- Community Guidelines: Maintain respectful and constructive interactions with other users and our staff in all communications.
- Security Compliance: Take reasonable measures to protect your account information and notify us of any security breaches.
- Prohibited Activities: Not engage in any activities that could harm our services, other users, or third parties, including but not limited to spamming, harassment, or fraudulent activities.
- Content Guidelines: Not post or share content that is illegal, offensive, defamatory, or violates the rights of others.
Educational Nature and Disclaimers
All content provided by ShopSense USA is for educational and informational purposes only. We make the following important disclaimers:
- No Guarantees: We do not guarantee the accuracy, completeness, or timeliness of third-party marketplace information, as these platforms frequently change their policies and procedures.
- No Professional Advice: Our content does not constitute financial, legal, or professional advice. Users should consult qualified professionals for specific guidance.
- Personal Responsibility: We do not accept responsibility for your purchasing decisions, financial losses, or any consequences resulting from your use of online marketplaces.
- No Warranty: We do not warrant that our educational content will prevent all online shopping issues, scams, or disputes.
- Third-Party Services: We are not responsible for the actions, policies, or services of third-party retailers, marketplaces, or service providers.
- Technology Changes: Online platforms and technologies evolve rapidly, and some of our content may become outdated despite our efforts to keep it current.
Intellectual Property Rights
All content on the ShopSense USA website and services, including but not limited to text, graphics, logos, images, videos, audio content, and software, is the property of ShopSense USA or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not:
- Copy, reproduce, or distribute our content without permission
- Use our trademarks or logos without authorization
- Create derivative works based on our content
- Remove or alter copyright notices or other proprietary markings
- Use our content for commercial purposes without a license
Privacy and Data Protection
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
Payment Terms and Refunds
For our premium services and products:
- Payment Processing: All payments are processed through secure third-party payment processors
- Subscription Terms: Premium subscriptions automatically renew unless cancelled before the renewal date
- Refund Policy: We offer a 30-day money-back guarantee for premium services, subject to our refund policy terms
- Price Changes: We reserve the right to change our pricing with 30 days' notice to existing subscribers
- Taxes: You are responsible for any applicable taxes on your purchases
Limitation of Liability
To the fullest extent permitted by law, ShopSense USA shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of profits, revenue, or business opportunities
- Loss of data or information
- Personal injury or property damage
- Emotional distress or other intangible losses
- Damages resulting from your use or inability to use our services
- Damages resulting from third-party actions or services
Our total liability to you for any claims arising from or related to these Terms of Service or our services shall not exceed the amount you paid to us in the twelve months preceding the claim.
Indemnification
You agree to indemnify, defend, and hold harmless ShopSense USA, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including attorney's fees) arising from:
- Your use of our services
- Your violation of these Terms of Service
- Your violation of any third-party rights
- Any content you submit or share through our services
Termination
We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. You may also terminate your account at any time by contacting us. Upon termination:
- Your right to use our services will cease immediately
- We may delete your account and associated data
- Provisions of these Terms that should survive termination will remain in effect
Modifications to Terms
We reserve the right to modify these Terms of Service at any time. Material changes will be communicated through:
- Email notification to registered users
- Prominent notice on our website
- Updates to the "Last Updated" date at the top of this document
Your continued use of our services after changes are posted constitutes acceptance of the modified terms.
Governing Law and Dispute Resolution
These Terms of Service are governed by the laws of the State of Arizona, without regard to its conflict of law principles. Any disputes arising from these terms or our services will be resolved through binding arbitration in Phoenix, Arizona, except for claims that may be brought in small claims court.
Contact Information
If you have any questions about these Terms of Service, please contact us:
